NASDAQ •
Financial Services •
Credit Services •
Quote as of 09/10/2026 15:18
Company Profile
IndustryCredit Services
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization2,650.81 mln
Float85.07 mln
Earnings Date11/10/2026
EPS
0.52
Stretched
P / E
48.44
High premium
Piotroski F-Score
4
/ 9
Borderline
Beneish M-Score
-1.64
Likely manipulated
1-Year Forecast
40.40
Transformational upside
Relative Strength
8
/ 100
Severely lagging
Business Description
Founded in 2012 and based in San Mateo, California, Upstart Holdings connects borrowers with lenders across the United States through an online platform that uses artificial intelligence to assess credit risk. The company offers a range of borrowing options, including personal loans, small loans, auto financing, and home equity lines of credit. By relying on AI rather than traditional credit scoring alone, Upstart aims to help more people access affordable loans while reducing risk for lending partners.
