Business Description
Founded in 2012 and based in San Mateo, California, Upstart Holdings connects borrowers with lenders across the United States through an online platform that uses artificial intelligence to assess credit risk. The company offers a range of borrowing options, including personal loans, small loans, auto financing, and home equity lines of credit. By relying on AI rather than traditional credit scoring alone, Upstart aims to help more people access affordable loans while reducing risk for lending partners.
