NYSE •
Financial Services •
Credit Services •
Quote as of 08/25/2026 16:00
Company Profile
IndustryCredit Services
SectorFinancial Services
ExchangeNYSE
Market Capitalization206.45 mln
Float13.87 mln
Earnings Date08/24/2026
EPS
3.88
Solid
P / E
1.40
Deeply undervalued
Relative Strength
68
/ 100
Outperforming
Debt / Equity
0.05
Debt-free
ROE
7.28
Low
DPS
0.28
Business Description
Founded in 2014 and based in Shenzhen, China, X Financial is a digital lending company that helps individuals access personal loans through its online platform. The company offers both secured and unsecured loan options, including home equity loans and credit-based products under its Xiaoying brand. Beyond lending, X Financial also generates revenue through technology services, e-commerce, and financial consulting.
