NYSE •
Financial Services •
Credit Services •
Quote as of 05/12/2026 16:00
Company Profile
IndustryCredit Services
SectorFinancial Services
ExchangeNYSE
Market Capitalization192.58 mln
Earnings Date05/27/2026
EPS
5.17
Strong
P / E
0.93
Anomalous
Piotroski F-Score
5
/ 9
Neutral
Beneish M-Score
-2.22
Caution advised
Relative Strength
74
/ 100
Outperforming
Debt / Equity
0.05
Debt-free
Business Description
Founded in 2014 and based in Shenzhen, China, X Financial is a digital lending company that helps individuals access personal loans through its online platform. The company offers both secured and unsecured loan options, including home equity loans and credit-based products under its Xiaoying brand. Beyond lending, X Financial also generates revenue through technology services, e-commerce, and financial consulting.
