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Waterstone Financial Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/23/2026
Waterstone Financial Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization356.84 mln
Float14.88 mln
Earnings Date10/27/2026

EPS

1.73
Decent

P / E

11.53
Fair value

Piotroski F-Score

8 / 9
Very strong

Relative Strength

82 / 100
Strongly outperforming

Debt / Equity

1.17
Elevated leverage

Pre-Tax Margin

25%
Strong margin

Business Description

Waterstone Financial Inc. is a Wisconsin-based bank holding company that has served customers through WaterStone Bank SSB since 1921. Its community banking arm offers a broad range of personal and business financial products, including checking and savings accounts, loans, credit cards, and investment services. The company also runs a mortgage banking operation that originates residential home loans for sale on the secondary market.

Key Fundamentals

EPS1.73
P/E11.53
ROE8.67
RPS8.65
ROIC1.88
ROA1.33
Interest Cover0.35
EBITDA, mln54.74
EV / EBITDA13.09
EV / EBIT13.57
Revenue, mln150
EV / Revenue4.76

Quote Details

Last 19.95
Change -0.12 (-0.6%)
Open 19.90
Volume 46,085
Turnover 919,396
Average Volume 62,129

Financial Ratios

Pre-Tax Profit Margin25
Leverage Ratio6.42
Current Ratio0.15
Price / Book1.01
Price / Tangible Book1.01
Price / Cash Flow7.65
Price / Free Cash Flow9.19
Debt / Equity1.17
Price / Sales2.26
PEG Ratio5.18

Financial Strength

Piotroski F-Score 8 / 9
Price to Graham Number0.71
Shiller PE Ratio10.86
Short Ratio3.80
Short % of Float2.53

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 0.2% 60 / 100   
1 Month -0.94% 57 / 100   
2 Months 3.42% 79 / 100   
6 Months 13.35% 85 / 100   
1 Year 37.78% 89 / 100   



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