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Velocity Financial Inc

NYSE • Financial Services • Mortgage Finance • Quote as of 10/23/2026
Velocity Financial Inc stock price and volume chart

Company Profile

IndustryMortgage Finance
SectorFinancial Services
ExchangeNYSE
Market Capitalization600.51 mln
Float24.47 mln
Earnings Date11/04/2026

EPS

2.75
Solid

P / E

5.56
Undervalued

Piotroski F-Score

5 / 9
Neutral

Beneish M-Score

-2.29
Borderline

1-Year Forecast

20.83
Strong upside

Relative Strength

80 / 100
Strongly outperforming

Business Description

Velocity Financial Inc. is a U.S.-based company that provides loans secured by real estate, serving investors who own residential rentals, office spaces, multi-family buildings, and commercial properties. Founded in 2004 and based in Westlake Village, California, the company works with independent mortgage brokers as well as borrowers directly. It also manages and packages these loans into investment portfolios.

Key Fundamentals

EPS2.75
P/E5.56
ROE16.22
RPS7.39
ROIC5.89
ROA1.48
Interest Cover1.44
EBITDA, mln570
EV / EBITDA12.98
EV / EBIT13.02
Revenue, mln688
EV / Revenue10.76

Quote Details

Last 15.30
Change 0.09 (0.59%)
Open 15.23
Volume 150,120
Turnover 2,296,836
Average Volume 197,303

Financial Ratios

Pre-Tax Profit Margin22
Leverage Ratio11.04
Current Ratio1.20
Price / Book0.82
Price / Tangible Book0.82
Price / Cash Flow25.85
Price / Free Cash Flow24.49
Debt / Equity9.77
Price / Sales0.86
PEG Ratio0.26

Financial Strength

Altman Z-Score0.45
Piotroski F-Score 5 / 9
Beneish M-Score-2.29
Price to Intrinsic Value0.48
Price to Lynch Fair Value0.22
Price to Graham Number0.45
1-Year Target Price20.83
Shiller PE Ratio16.20
Short Ratio9.07
Short % of Float30.68

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 4.01% 90 / 100   
1 Month -0.65% 47 / 100   
2 Months -11.2% 18 / 100   
6 Months -21.42% 12 / 100   
1 Year -16.89% 15 / 100   



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