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Universal Insurance Holdings Inc

NYSE • Financial Services • Insurance - Property & Casualty • Quote as of 10/23/2026
Universal Insurance Holdings Inc stock price and volume chart

Company Profile

IndustryInsurance - Property & Casualty
SectorFinancial Services
ExchangeNYSE
Market Capitalization1,359.23 mln
Float25.32 mln
Earnings Date02/25/2027

EPS

8.02
Strong

P / E

6.09
Undervalued

Piotroski F-Score

8 / 9
Very strong

Relative Strength

89 / 100
Strongly outperforming

Debt / Equity

0.15
Very low leverage

Pre-Tax Margin

19%
Healthy margin

Business Description

Universal Insurance Holdings is a Florida-based company that provides personal residential insurance products across the United States, covering homeowners, renters, condo owners, and related property needs. The company manages the full insurance process in-house, from pricing and underwriting to claims handling and reinsurance, giving it strong control over its operations. Customers can access its products through independent agents, online, or via its own digital platform, Clovered.com.

Key Fundamentals

EPS8.02
P/E6.09
ROE39.91
RPS60.49
ROIC15.45
ROA9.46
Interest Cover43.63
EBITDA, mln317
EV / EBITDA4.80
EV / EBIT4.80
Revenue, mln1,666
EV / Revenue0.91

Quote Details

Last 48.84
Change 0.44 (0.91%)
Open 50.00
Volume 312,650
Turnover 15,269,826
Average Volume 190,779

Financial Ratios

Pre-Tax Profit Margin19
Leverage Ratio4.93
Current Ratio0.53
Price / Book2.09
Price / Tangible Book2.10
Price / Cash Flow3.91
Price / Free Cash Flow4.16
Debt / Equity0.15
Price / Sales0.85

Financial Strength

Piotroski F-Score 8 / 9
Price to Intrinsic Value0.47
Price to Graham Number0.86
Shiller PE Ratio17.80
Short Ratio7.98
Short % of Float5.15

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 3.65% 88 / 100   
1 Month 14.94% 96 / 100   
2 Months 25.13% 95 / 100   
6 Months 24.66% 92 / 100   
1 Year 74.37% 96 / 100   



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