Business Description
Founded in 1927 and headquartered in Toano, Virginia, C&F Financial Corporation is the parent company of Citizens and Farmers Bank, serving individuals and businesses across three main areas. Its core banking division handles everyday financial needs such as deposits, loans, wealth management, and digital banking tools, while also holding stakes in insurance and title services. The company's home lending division originates and sells residential mortgages to outside investors, including government-backed loan programs, and supports other banks and lenders with mortgage-related services. Rounding out its operations, the company provides auto financing to a broad range of borrowers, from those with strong credit to those with limited credit history.
