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Unity Bancorp Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/23/2026
Unity Bancorp Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization585.35 mln
Float6.88 mln
Earnings Date01/21/2027

EPS

6.04
Strong

P / E

9.63
Undervalued

Piotroski F-Score

6 / 9
Solid

1-Year Forecast

68.60
Attractive

Relative Strength

92 / 100
Top performer

Debt / Equity

0.67
Moderate leverage

Business Description

Unity Bancorp Inc. is the parent company of Unity Bank, a New Jersey-based institution serving both individual and business customers since 1991. The bank offers a wide range of deposit accounts, loans, and mortgage products, including options for small businesses and homeowners. Customers can also access everyday banking tools such as credit and debit cards, online and mobile banking, wire transfers, and remote deposit services. Unity Bank supports business clients with additional offerings like merchant services, escrow accounts, and government-backed lending programs.

Key Fundamentals

EPS6.04
P/E9.63
ROE17.13
RPS13.34
ROIC2.12
ROA2.01
Interest Cover1.30
EBITDA, mln82.52
EV / EBITDA9.80
EV / EBIT10.04
Revenue, mln139
EV / Revenue5.81

Quote Details

Last 58.14
Change 0.03 (0.05%)
Open 57.72
Volume 41,636
Turnover 2,420,717
Average Volume 50,767

Financial Ratios

Pre-Tax Profit Margin55
Leverage Ratio8.37
Current Ratio0.15
Price / Book1.45
Price / Tangible Book1.46
Price / Cash Flow20.49
Price / Free Cash Flow20.54
Debt / Equity0.67
Price / Sales4.12
PEG Ratio0.84

Financial Strength

Piotroski F-Score 6 / 9
Price to Intrinsic Value0.74
Price to Lynch Fair Value0.65
Price to Graham Number0.92
1-Year Target Price68.60
Shiller PE Ratio15.47
Short Ratio3.73
Short % of Float2.98

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 3.09% 83 / 100   
1 Month 5.08% 88 / 100   
2 Months 2.09% 73 / 100   
6 Months 11.55% 84 / 100   
1 Year 21.56% 81 / 100   



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