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Time Finance Plc

LSE • Financial Services • Credit Services • Quote as of 10/27/2026 15:50
Time Finance Plc stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeLSE
Market Capitalization54 mln
Float77.39 mln
Earnings Date01/20/2027

EPS

6.88
Strong

P / E

8.40
Undervalued

Piotroski F-Score

6 / 9
Solid

Beneish M-Score

-2.35
Borderline

Relative Strength

35 / 100
Underperforming

Debt / Equity

0.01
Debt-free

Business Description

Time Finance plc is a UK-based lender that helps both individuals and businesses access the funding they need. Operating from its headquarters in Bath, the company provides a range of financial solutions including asset finance, invoice finance, vehicle finance, and loans. Originally founded in 2006 under the name 1pm plc, the company rebranded to Time Finance plc in December 2020.

Key Fundamentals

EPS6.88
P/E8.40
ROE8.44
RPS0.41
ROIC2.60
ROA2.62
Interest Cover23.06
EBITDA, mln9.10
EV / EBITDA5.58
EV / EBIT5.95
Revenue, mln37.69
EV / Revenue1.35

Quote Details

Last 57.92
Change 0.009998 (0.02%)
Open 60.00
Volume 199,943
Turnover 11,580,698
Average Volume 146,548

Financial Ratios

Pre-Tax Profit Margin22
Leverage Ratio3.27
Current Ratio1.47
Price / Book0.71
Price / Tangible Book1.11
Price / Cash Flow28.04
Price / Free Cash Flow36.19
Debt / Equity0.01
Price / Sales1.41
PEG Ratio0.35

Financial Strength

Altman Z-Score0.9
Piotroski F-Score 6 / 9
Beneish M-Score-2.35
Price to Intrinsic Value0.70
Price to Lynch Fair Value0.36
Price to Graham Number0.66
Shiller PE Ratio10.90

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 0.02% 45 / 100   
1 Month -0.07% 54 / 100   
2 Months 15.84% 92 / 100   
6 Months 36.93% 94 / 100   
1 Year 15.84% 68 / 100   



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