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United Community Banks Inc

NYSE • Financial Services • Banks - Regional • Quote as of 10/23/2026
United Community Banks Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNYSE
Market Capitalization4,312.99 mln
Float120 mln
Earnings Date01/19/2027

EPS

3.06
Solid

P / E

12.09
Fair value

Piotroski F-Score

8 / 9
Very strong

1-Year Forecast

40.21
Modest upside

Relative Strength

95 / 100
Top performer

Debt / Equity

0.32
Low leverage

Business Description

Founded in 1950 and based in Greenville, South Carolina, United Community Banks is the parent company of United Community Bank, serving customers across the United States. The bank offers a broad range of everyday banking options, including checking and savings accounts, mortgages, business loans, and equipment financing. Customers can also access wealth management, retirement planning, estate planning, trust services, and insurance products such as life coverage and annuities. The company serves individuals as well as businesses and organizations in sectors ranging from healthcare and real estate to government and education.

Key Fundamentals

EPS3.06
P/E12.09
ROE10.35
RPS9.15
ROIC1.37
ROA1.34
Interest Cover0.41
EBITDA, mln560
EV / EBITDA9.59
EV / EBIT10.78
Revenue, mln1,109
EV / Revenue4.84

Quote Details

Last 36.99
Change -0.24 (-0.64%)
Open 37.07
Volume 1,570,281
Turnover 58,084,696
Average Volume 1,107,030

Financial Ratios

Pre-Tax Profit Margin44
Leverage Ratio8.23
Current Ratio0.30
Price / Book1.14
Price / Tangible Book1.53
Price / Cash Flow9.80
Price / Free Cash Flow9.48
Debt / Equity0.32
Price / Sales3.91
PEG Ratio1.83

Financial Strength

Piotroski F-Score 8 / 9
Price to Intrinsic Value0.70
Price to Lynch Fair Value1.86
Price to Graham Number0.89
1-Year Target Price40.21
Shiller PE Ratio14.13
Short Ratio6.47
Short % of Float6.01

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 8.51% 96 / 100   
1 Month 9.18% 90 / 100   
2 Months 3.41% 77 / 100   
6 Months 13.47% 86 / 100   
1 Year 26.9% 84 / 100   



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