United Bancorp Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/23/2026

Company Profile

IndustryBanks - Regional

SectorFinancial Services

ExchangeNASDAQ

Market Capitalization78.75 mln

Float4.76 mln

Earnings Date11/06/2026

Business Description

Founded in 1902 and based in Martins Ferry, Ohio, United Bancorp Inc. is the parent company of Unified Bank. The bank serves both individual and business customers across Ohio, offering everyday banking products such as deposit accounts and a range of lending options including commercial real estate and consumer loans.

Key Fundamentals

EPS1.38

P/E9.95

ROE11.86

RPS6.05

ROIC1.74

ROA0.93

Interest Cover0.53

EBITDA, mln16.49

EV / EBITDA11.13

EV / EBIT12.32

Revenue, mln33.52

EV / Revenue5.48

Quote Details

Last 13.73

Change 0.13 (0.96%)

Open 13.71

Volume 18,762

Turnover 257,602

Average Volume 8,674.1

Financial Ratios

Pre-Tax Profit Margin23

Leverage Ratio12.18

Current Ratio1.56

Price / Book1.18

Price / Tangible Book1.19

Price / Cash Flow11.12

Price / Free Cash Flow12.19

Debt / Equity1.54

Price / Sales2.41

Financial Strength

Piotroski F-Score 7 / 9

Price to Intrinsic Value0.86

Price to Graham Number0.75

Shiller PE Ratio10.06

Short Ratio0.97

Short % of Float0.14

Price Performance & Relative Strength

Period	Price Performance	Relative Strength
1 Week	2.46%	81 / 100
1 Month	-9.55%	30 / 100
2 Months	-8.28%	34 / 100
6 Months	-10.67%	34 / 100
1 Year	10.37%	67 / 100

United Bancorp Inc

Company Profile

EPS

P / E

Piotroski F-Score

Relative Strength

Debt / Equity