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South Plains Financial Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/23/2026
South Plains Financial Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization810.46 mln
Float15.02 mln
Earnings Date01/28/2027

EPS

3.77
Solid

P / E

11.41
Fair value

Piotroski F-Score

8 / 9
Very strong

1-Year Forecast

50.50
Attractive

Relative Strength

78 / 100
Strongly outperforming

Debt / Equity

0.10
Very low leverage

Business Description

Founded in 1941 and based in Lubbock, Texas, South Plains Financial Inc. is the parent company of City Bank, serving individuals and small to mid-sized businesses across the region. The bank offers a broad range of financial products, including everyday deposit accounts, lending solutions spanning commercial real estate to personal auto loans, and wealth management services such as trusts, retirement plans, and investment products. Whether a customer needs a simple savings account or a complex business financing arrangement, City Bank aims to be a full-service financial partner.

Key Fundamentals

EPS3.77
P/E11.41
ROE12.74
RPS12.45
ROIC1.50
ROA1.42
Interest Cover0.98
EBITDA, mln96.70
EV / EBITDA8.83
EV / EBIT9.30
Revenue, mln238
EV / Revenue3.59

Quote Details

Last 43.02
Change -0.91 (-2.07%)
Open 43.93
Volume 187,167
Turnover 8,051,924
Average Volume 98,580

Financial Ratios

Pre-Tax Profit Margin37
Leverage Ratio8.69
Current Ratio0.28
Price / Book1.30
Price / Tangible Book1.47
Price / Cash Flow10.05
Price / Free Cash Flow9.34
Debt / Equity0.10
Price / Sales3.33
PEG Ratio2.06

Financial Strength

Piotroski F-Score 8 / 9
Price to Intrinsic Value0.93
Price to Lynch Fair Value1.29
Price to Graham Number1.02
1-Year Target Price50.50
Short Ratio5.31
Short % of Float4.33

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -1.17% 34 / 100   
1 Month 0.4% 71 / 100   
2 Months -2.34% 47 / 100   
6 Months 0.33% 56 / 100   
1 Year 14.17% 72 / 100   



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