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PicS N.V.

NASDAQ • Technology • Software - Infrastructure • Quote as of 10/23/2026
PicS N.V. stock price and volume chart

Company Profile

IndustrySoftware - Infrastructure
SectorTechnology
ExchangeNASDAQ
Market Capitalization1,784.42 mln
Float22.15 mln
Earnings Date12/04/2026

EPS

1.95
Decent

P / E

7.08
Undervalued

Beneish M-Score

-2.98
Likely reliable

1-Year Forecast

19.75
Exceptional upside

Relative Strength

77 / 100
Strongly outperforming

Debt / Equity

5.69
Extremely leveraged

Business Description

Pics N.V. is a Brazil-based digital financial services company offering a broad range of money management tools to individuals and businesses through its PicPay app. Customers can make instant payments, pay bills, take out personal or payroll loans, access insurance products, and invest, all within a single platform. The company also serves small and medium-sized businesses with payment solutions, corporate benefits, and an in-app advertising service that connects brands with its large user base. Founded in 2012 and headquartered in São Paulo, Pics N.V. operates as a subsidiary of JF International B.V.

Key Fundamentals

EPS1.95
P/E7.08
ROE31.26
RPS20.38
ROIC2.02
ROA3.14
Interest Cover0.68
EBITDA, mln209
EV / EBITDA33.50
EV / EBIT58.30
Revenue, mln2,571
EV / Revenue2.72

Quote Details

Last 13.80
Change 0.22 (1.62%)
Open 13.53
Volume 268,310
Turnover 3,702,678
Average Volume 666,313

Financial Ratios

Pre-Tax Profit Margin5
Leverage Ratio8.27
Current Ratio5.56
Price / Book0.91
Price / Tangible Book1.14
Price / Cash Flow2.81
Price / Free Cash Flow0.37
Debt / Equity5.69
Price / Sales0.41

Financial Strength

Altman Z-Score1.2
Beneish M-Score-2.98
Price to Lynch Fair Value0.22
Price to Graham Number0.46
1-Year Target Price19.75
Short Ratio3.34
Short % of Float4.73

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 4.78% 88 / 100   
1 Month 55.93% 99 / 100   
2 Months 17.95% 91 / 100   
6 Months 8.24% 80 / 100   



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