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Pathfinder Bancorp Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/23/2026
Pathfinder Bancorp Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization104.98 mln
Float3.21 mln
Earnings Date10/30/2026

EPS

0.01
Overpriced

P / E

1,672
Bubble territory

Piotroski F-Score

4 / 9
Borderline

Relative Strength

54 / 100
Slightly ahead

Debt / Equity

1.44
Elevated leverage

Pre-Tax Margin

-3%
Barely loss-making

Business Description

Founded over 160 years ago and based in Oswego, New York, Pathfinder Bancorp is the parent company of Pathfinder Bank, a full-service financial institution serving everyday customers, families, small and mid-sized businesses, and local governments across the United States. The bank offers a broad range of deposit and lending options, including checking and savings accounts, certificates of deposit, home and business loans, auto and personal loans, and lines of credit. Pathfinder also helps clients with insurance needs through its brokerage services covering both property and life coverage.

Key Fundamentals

EPS0.01
P/E1,672
ROE-1.08
RPS5.44
ROIC0.16
ROA-0.09
Interest Cover-0.05
EBITDA, mln5.30
EV / EBITDA52.38
EV / EBIT94.99
Revenue, mln48.91
EV / Revenue5.67

Quote Details

Last 16.72
Change -0.49 (-2.85%)
Open 16.72
Volume 1,016
Turnover 16,988
Average Volume 1,758.67

Financial Ratios

Pre-Tax Profit Margin-3
Leverage Ratio11.87
Current Ratio0.14
Price / Book0.86
Price / Tangible Book0.93
Price / Cash Flow6.88
Price / Free Cash Flow14.64
Debt / Equity1.44
Price / Sales2.19

Financial Strength

Piotroski F-Score 4 / 9
Price to Intrinsic Value0.50
Shiller PE Ratio22.02
Short Ratio2.13
Short % of Float0.22

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 0.06% 55 / 100   
1 Month -0.89% 58 / 100   
2 Months 5.76% 83 / 100   
6 Months 32.8% 93 / 100   
1 Year 19.26% 79 / 100   



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