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OptimumBank Holdings Inc

NYSE • Financial Services • Banks - Regional • Quote as of 10/23/2026
OptimumBank Holdings Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNYSE
Market Capitalization107.99 mln
Float10.35 mln
Earnings Date11/06/2026

EPS

0.87
Decent

P / E

9.83
Undervalued

Piotroski F-Score

6 / 9
Solid

Relative Strength

49 / 100
In line with market

Debt / Equity

0.31
Low leverage

Pre-Tax Margin

46%
Very strong margin

Business Description

OptimumBank Holdings Inc. is a Florida-based banking company founded in 2000 and headquartered in Fort Lauderdale. It serves both individual customers and businesses by offering a broad range of deposit accounts, lending options, and everyday banking tools. Loan products cover real estate, business needs, and personal purchases, while account holders also have access to cash management, debit cards, and remote banking options.

Key Fundamentals

EPS0.87
P/E9.83
ROE16.76
RPS4.39
ROIC1.79
ROA1.75
Interest Cover1.13
EBITDA, mln28.67
EV / EBITDA8.36
EV / EBIT8.67
Revenue, mln58.74
EV / Revenue4.08

Quote Details

Last 8.55
Change -0.29 (-3.28%)
Open 8.72
Volume 69,366
Turnover 593,079
Average Volume 65,281

Financial Ratios

Pre-Tax Profit Margin46
Leverage Ratio10.43
Current Ratio18.12
Price / Book1.57
Price / Tangible Book1.57
Price / Cash Flow3.83
Price / Free Cash Flow8.17
Debt / Equity0.31
Price / Sales3.54
PEG Ratio0.94

Financial Strength

Piotroski F-Score 6 / 9
Price to Intrinsic Value0.90
Price to Graham Number0.84
Shiller PE Ratio17.04
Short Ratio1.14
Short % of Float1.00

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -2.73% 24 / 100   
1 Month -7.77% 34 / 100   
2 Months 42.26% 97 / 100   
6 Months 54.89% 96 / 100   
1 Year 116% 98 / 100   



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