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NBT Bancorp Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/23/2026
NBT Bancorp Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization2,728.42 mln
Float51.23 mln
Earnings Date10/27/2026

EPS

4.09
Solid

P / E

12.93
Fair value

Piotroski F-Score

8 / 9
Very strong

1-Year Forecast

57.50
Modest upside

Relative Strength

90 / 100
Top performer

Debt / Equity

0.24
Very low leverage

Business Description

Founded in 1856 and based in Norwich, New York, NBT Bancorp Inc. is a financial holding company serving individual, business, and municipal customers across the northeastern United States. The company offers a broad range of banking products, including checking and savings accounts, mortgages, consumer and commercial loans, and insurance. Beyond everyday banking, NBT also provides wealth management, financial planning, retirement plan administration, and investment advisory services, accessible through branches, ATMs, and digital channels.

Key Fundamentals

EPS4.09
P/E12.93
ROE11.38
RPS13.86
ROIC1.41
ROA1.33
Interest Cover1.35
EBITDA, mln326
EV / EBITDA8.90
EV / EBIT10.01
Revenue, mln742
EV / Revenue3.91

Quote Details

Last 52.87
Change 0.08 (0.15%)
Open 52.47
Volume 302,532
Turnover 15,994,867
Average Volume 317,226

Financial Ratios

Pre-Tax Profit Margin37
Leverage Ratio8.34
Current Ratio0.59
Price / Book1.34
Price / Tangible Book1.81
Price / Cash Flow10.52
Price / Free Cash Flow10.72
Debt / Equity0.24
Price / Sales3.55
PEG Ratio2.23

Financial Strength

Piotroski F-Score 8 / 9
Price to Intrinsic Value0.78
Price to Lynch Fair Value1.88
Price to Graham Number0.99
1-Year Target Price57.50
Shiller PE Ratio14.88
Short Ratio7.79
Short % of Float7.16

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 3.97% 85 / 100   
1 Month 3.4% 85 / 100   
2 Months 1.83% 72 / 100   
6 Months 24.2% 91 / 100   
1 Year 34.32% 87 / 100   



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