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NBT Bancorp Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 06/05/2026
NBT Bancorp Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization2,417.96 mln
Float50.97 mln
Earnings Date07/27/2026

EPS

3.54
Solid

P / E

13.11
Fair value

Piotroski F-Score

8 / 9
Very strong

Beneish M-Score

-2.17
Caution advised

1-Year Forecast

48.92
Modest upside

Relative Strength

79 / 100
Strongly outperforming

Business Description

Founded in 1856 and based in Norwich, New York, NBT Bancorp Inc. is a financial holding company serving individual, business, and municipal customers across the northeastern United States. The company offers a broad range of banking products, including checking and savings accounts, mortgages, consumer and commercial loans, and insurance. Beyond everyday banking, NBT also provides wealth management, financial planning, retirement plan administration, and investment advisory services, accessible through branches, ATMs, and digital channels.

Key Fundamentals

EPS3.54
P/E13.11
ROE10.16
RPS13.90
ROA1.17
Revenue, mln724
EV / Revenue2.73

Financial Strength

Piotroski F-Score 8 / 9
Beneish M-Score-2.17
Price to Intrinsic Value0.74
Price to Lynch Fair Value1.95
Price to Graham Number0.95
1-Year Target Price48.92
Shiller PE Ratio14.13
Short Ratio5.15
Short % of Float3.99

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 1.18% 85 / 100   
1 Month 3.5% 82 / 100   
2 Months 10.47% 78 / 100   
6 Months 11.72% 74 / 100   
1 Year 16.81% 61 / 100   



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