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Mechanics Bancorp

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/23/2026
Mechanics Bancorp stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization3,363.47 mln
Float28.13 mln
Earnings Date10/28/2026

EPS

1.30
Decent

P / E

11.67
Fair value

Piotroski F-Score

7 / 9
Strong

1-Year Forecast

17.00
Modest upside

Relative Strength

82 / 100
Strongly outperforming

Debt / Equity

0.11
Very low leverage

Business Description

Founded in 1905 and headquartered in Walnut Creek, California, Mechanics Bancorp is the parent company of Mechanics Bank, serving customers across California, Oregon, Washington, and Hawaii. The bank offers a full range of personal and business financial products, including deposit accounts, home and auto loans, commercial real estate financing, small business lending, and private banking services. Customers also have access to modern tools such as digital banking, mobile deposits, and automated payments, alongside specialty services like real estate escrow, title services, and property management support.

Key Fundamentals

EPS1.30
P/E11.67
ROE12.21
RPS3.25
ROIC1.60
ROA1.48
Interest Cover1.33
EBITDA, mln396
EV / EBITDA7.61
EV / EBIT8.48
Revenue, mln772
EV / Revenue3.90

Quote Details

Last 15.17
Change -0.02 (-0.13%)
Open 15.06
Volume 674,332
Turnover 10,229,616
Average Volume 597,389

Financial Ratios

Pre-Tax Profit Margin44
Leverage Ratio7.89
Current Ratio231
Price / Book1.27
Price / Tangible Book1.96
Price / Cash Flow12.60
Price / Free Cash Flow12.14
Debt / Equity0.11
Price / Sales4.29

Financial Strength

Piotroski F-Score 7 / 9
Price to Intrinsic Value0.89
Price to Graham Number1.04
1-Year Target Price17.00
Shiller PE Ratio6.16
Short Ratio7.90
Short % of Float10.07

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 5.71% 85 / 100   
1 Month 0.6% 70 / 100   
2 Months -4.83% 48 / 100   
6 Months 5.06% 66 / 100   
1 Year 25.37% 71 / 100   



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