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Live Oak Bancshares Inc

NYSE • Financial Services • Banks - Regional • Quote as of 10/22/2026 16:00
Live Oak Bancshares Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNYSE
Market Capitalization1,632.89 mln
Float36.15 mln
Earnings Date10/21/2026

EPS

2.85
Solid

P / E

12.53
Fair value

Piotroski F-Score

5 / 9
Neutral

Relative Strength

83 / 100
Strongly outperforming

Debt / Equity

0.08
Debt-free

Pre-Tax Margin

31%
Strong margin

Business Description

Founded in 2008 and based in Wilmington, North Carolina, Live Oak Bancshares is the parent company of Live Oak Banking Company, a lender serving customers across the United States. The bank offers a range of deposit accounts and loans, including commercial, real estate, and construction financing, alongside specialized services for government-backed loans and renewable energy projects. It also supports wealthy individuals with wealth management and investment advisory services, and directs venture capital toward emerging financial technology companies.

Key Fundamentals

EPS2.85
P/E12.53
ROE11.44
RPS11.44
ROIC1.02
ROA0.93
Interest Cover0.44
EBITDA, mln211
EV / EBITDA4.34
EV / EBIT4.80
Revenue, mln594
EV / Revenue1.54

Quote Details

Last 35.71
Change 0.36 (1.02%)
Open 34.60
Volume 502,704
Turnover 17,951,560
Average Volume 248,345

Financial Ratios

Pre-Tax Profit Margin31
Leverage Ratio12.22
Price / Book1.34
Price / Tangible Book1.34
Debt / Equity0.08
Price / Sales2.75
PEG Ratio1.48

Financial Strength

Piotroski F-Score 5 / 9
Price to Intrinsic Value0.73
Price to Lynch Fair Value1.69
Price to Graham Number1.05
Shiller PE Ratio14.68
Short Ratio10.24
Short % of Float7.49

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 1.59% 79 / 100   
1 Month -3.72% 43 / 100   
2 Months -15.88% 26 / 100   
6 Months -4.57% 41 / 100   
1 Year 3.06% 54 / 100   



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