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Jefferson Capital Inc

NASDAQ • Financial Services • Credit Services • Quote as of 10/23/2026 16:00
Jefferson Capital Inc stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization1,188.13 mln
Float22.27 mln
Earnings Date11/12/2026

EPS

0.91
Moderate

P / E

22.43
Premium valuation

Beneish M-Score

-2.38
Borderline

Relative Strength

73 / 100
Outperforming

Debt / Equity

2.96
Very high leverage

Pre-Tax Margin

29%
Strong margin

Business Description

Founded in 2002 and based in Minneapolis, Minnesota, Jefferson Capital Inc. helps people work through overdue debts across the United States, United Kingdom, Canada, and Latin America. The company buys unpaid consumer accounts ? such as credit card, auto, utility, and telecom debts ? at reduced prices, then works directly with individuals to help them repay what they owe and regain financial stability. Jefferson Capital also manages troubled loan portfolios on behalf of lenders who originated the credit.

Key Fundamentals

EPS0.91
P/E22.43
ROE34.55
RPS11.25
ROIC10.71
ROA7.89
Interest Cover2.60
EBITDA, mln314
EV / EBITDA7.77
EV / EBIT7.88
Revenue, mln660
EV / Revenue3.70

Quote Details

Last 20.41
Change -0.28 (-1.35%)
Open 20.64
Volume 199,706
Turnover 4,076,000
Average Volume 235,275

Financial Ratios

Pre-Tax Profit Margin29
Leverage Ratio4.38
Current Ratio0.12
Price / Book2.30
Price / Tangible Book2.65
Price / Cash Flow5.20
Price / Free Cash Flow4.93
Debt / Equity2.96
Price / Sales1.65

Financial Strength

Altman Z-Score1.37
Beneish M-Score-2.38
Price to Graham Number0.93
Short Ratio3.61
Short % of Float4.50

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -0.58% 35 / 100   
1 Month 4.45% 81 / 100   
2 Months 8.22% 86 / 100   
6 Months 2.36% 59 / 100   
1 Year 17.1% 73 / 100   



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