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Utkarsh Small Finance Bank Ltd

Financial Services • Banks - Regional • Quote as of 10/28/2026 15:58
Utkarsh Small Finance Bank Ltd stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
Market Capitalization21,248 mln
Float818 mln

Piotroski F-Score

2 / 9
Weak

Relative Strength

9 / 100
Severely lagging

Debt / Equity

0.67
Moderate leverage

Pre-Tax Margin

-65%
Severely loss-making

ROE

-35.50
Deeply negative

ROA

-3.36
Negative

Business Description

Utkarsh Small Finance Bank is an India-based financial institution founded in 2009 and headquartered in Varanasi, operating as a subsidiary of Utkarsh CoreInvest Limited. The bank serves both individual customers and businesses across retail, wholesale, and treasury banking, offering a wide range of products including deposit accounts, loans, insurance, and investment options. Customers can access these services through physical branches, ATMs, and digital platforms such as internet and mobile banking.

Key Fundamentals

EPS-6.53
ROE-35.50
RPS4.19
ROIC-3.72
ROA-3.36
Interest Cover-0.65
EBITDA, mln-12,332
EV / EBITDA-1.82
EV / EBIT-1.82
Revenue, mln19,090
EV / Revenue1.17

Quote Details

Last 11.74
Change -0.06 (-0.51%)
Open 11.80
Volume 4,086,211
Turnover 47,972,116
Average Volume 5,473,562

Financial Ratios

Pre-Tax Profit Margin-65
Leverage Ratio10.35
Price / Book0.89
Price / Tangible Book0.90
Price / Cash Flow0.79
Price / Free Cash Flow0.81
Debt / Equity0.67
Price / Sales1.18

Financial Strength

Piotroski F-Score 2 / 9
Price to Intrinsic Value0.20

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -6.45% 15 / 100   
1 Month -14.93% 19 / 100   
2 Months -21.26% 17 / 100   
6 Months -17.73% 30 / 100   
1 Year -34.41% 25 / 100   



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