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Spandana Sphoorty Financial Ltd

Financial Services • Credit Services • Quote as of 10/28/2026 15:58
Spandana Sphoorty Financial Ltd stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
Market Capitalization15,794 mln
Float50.77 mln
Earnings Date10/30/2026

Beneish M-Score

-2.27
Borderline

1-Year Forecast

263.75
Strong upside

Relative Strength

29 / 100
Underperforming

Debt / Equity

1.86
High leverage

Pre-Tax Margin

-40%
Deeply loss-making

ROE

-14.03
Negative

Business Description

Founded in 1998 and headquartered in Hyderabad, Spandana Sphoorty Financial Limited helps low-income women in rural and semi-urban India access small loans through group-based lending arrangements. The company also offers property-backed loans, small business loans, and personal loans to individuals. Its work supports entrepreneurs who otherwise have limited access to traditional banking services.

Key Fundamentals

EPS-42.49
ROE-14.03
RPS136
ROIC-1.81
ROA-4.80
EBITDA, mln-4,125
EV / EBITDA-11.06
EV / EBIT-10.68
Revenue, mln10,654
EV / Revenue4.28

Quote Details

Last 194.50
Change 10.38 (5.64%)
Open 185.36
Volume 636,900
Turnover 123,877,048
Average Volume 187,658

Financial Ratios

Pre-Tax Profit Margin-40
Current Ratio1.37
Price / Book0.92
Price / Tangible Book0.92
Price / Cash Flow1.07
Price / Free Cash Flow0.96
Debt / Equity1.86
Price / Sales1.68

Financial Strength

Altman Z-Score0.19
Beneish M-Score-2.27
Price to Intrinsic Value0.76
1-Year Target Price263.75
Shiller PE Ratio20.90

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -0.8% 57 / 100   
1 Month -13.76% 22 / 100   
2 Months -35.84% 3 / 100   
6 Months -13.45% 38 / 100   
1 Year -19.46% 44 / 100   



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