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SBI Cards and Payment Services Ltd

Financial Services • Credit Services • Quote as of 10/28/2026 15:54
SBI Cards and Payment Services Ltd stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
Market Capitalization519,169 mln
Float299 mln
Earnings Date01/27/2027

EPS

27.40
Exceptional

P / E

19.25
Moderately valued

Piotroski F-Score

6 / 9
Solid

Beneish M-Score

-2.62
Likely reliable

1-Year Forecast

680.25
Strong upside

Relative Strength

31 / 100
Underperforming

Business Description

SBI Cards and Payment Services Limited is an Indian financial company that issues credit cards to individual consumers and businesses across the country. Founded in 1998 and based in Gurugram, it offers a range of card products designed for travel, corporate spending, and online transactions. The company also helps customers purchase insurance products through its credit card platform. It operates as a subsidiary of State Bank of India.

Key Fundamentals

EPS27.40
P/E19.25
ROE16.42
RPS131
ROIC7.83
ROA3.79
Interest Cover8.11
EBITDA, mln31,896
EV / EBITDA30.08
EV / EBIT31.38
Revenue, mln208,823
EV / Revenue4.60

Quote Details

Last 527.55
Change -0.5 (-0.09%)
Open 528.00
Volume 1,209,788
Turnover 638,223,616
Average Volume 1,085,659

Financial Ratios

Pre-Tax Profit Margin17
Leverage Ratio4.14
Current Ratio2.17
Price / Book3.02
Price / Tangible Book3.03
Price / Free Cash Flow7.38
Debt / Equity2.79
Price / Sales2.46
PEG Ratio0.46

Financial Strength

Altman Z-Score1.07
Piotroski F-Score 6 / 9
Beneish M-Score-2.62
Price to Intrinsic Value0.41
Price to Lynch Fair Value1.25
Price to Graham Number1.13
1-Year Target Price680.25
Shiller PE Ratio30.32

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -5.45% 21 / 100   
1 Month -13.69% 23 / 100   
2 Months -18.22% 23 / 100   
6 Months -21.34% 23 / 100   
1 Year -42.89% 15 / 100   



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