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Utkarsh Small Finance Bank Ltd

BSE • Financial Services • Banks - Regional • Quote as of 10/27/2026 15:53
Utkarsh Small Finance Bank Ltd stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeBSE
Market Capitalization21,212 mln
Float818 mln

Piotroski F-Score

2 / 9
Weak

Relative Strength

10 / 100
Significantly lagging

Debt / Equity

0.67
Moderate leverage

Pre-Tax Margin

-65%
Severely loss-making

ROE

-35.50
Deeply negative

ROA

-3.36
Negative

Business Description

Utkarsh Small Finance Bank is an India-based bank founded in 2009 and headquartered in Varanasi, operating as a subsidiary of Utkarsh CoreInvest Limited. It serves both individual customers and businesses by offering a wide range of deposit accounts, loans, and digital banking services. The bank also provides investment products, insurance, and remittance services, with dedicated divisions handling retail, wholesale, and treasury operations.

Key Fundamentals

EPS-6.51
ROE-35.50
RPS4.19
ROIC-3.72
ROA-3.36
Interest Cover-0.65
EBITDA, mln-12,332
EV / EBITDA-1.82
EV / EBIT-1.82
Revenue, mln19,090
EV / Revenue1.17

Quote Details

Last 11.80
Change 0 (0%)
Open 11.62
Volume 363,360
Turnover 4,287,648
Average Volume 397,792

Financial Ratios

Pre-Tax Profit Margin-65
Leverage Ratio10.35
Price / Book0.89
Price / Tangible Book0.90
Price / Cash Flow0.79
Price / Free Cash Flow0.81
Debt / Equity0.67
Price / Sales1.18

Financial Strength

Piotroski F-Score 2 / 9
Price to Intrinsic Value0.20

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -10.06% 12 / 100   
1 Month -15.11% 18 / 100   
2 Months -21.02% 18 / 100   
6 Months -14.37% 37 / 100   
1 Year -34.55% 25 / 100   



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