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Spandana Sphoorty Financial Ltd

BSE • Financial Services • Credit Services • Quote as of 10/28/2026 14:45
Spandana Sphoorty Financial Ltd stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeBSE
Market Capitalization15,804 mln
Float50.77 mln
Earnings Date10/30/2026

Beneish M-Score

-2.27
Borderline

1-Year Forecast

263.75
Strong upside

Relative Strength

30 / 100
Underperforming

Debt / Equity

1.86
High leverage

Pre-Tax Margin

-40%
Deeply loss-making

ROE

-14.03
Negative

Business Description

Founded in 1998 and headquartered in Hyderabad, Spandana Sphoorty Financial Limited helps low-income women and small business owners in rural and semi-urban India access credit. The company offers a range of lending products, including group-based microfinance, property-backed loans, and individual loans tailored to the needs of small enterprises.

Key Fundamentals

EPS-42.49
ROE-14.03
RPS136
ROIC-1.81
ROA-4.80
EBITDA, mln-4,125
EV / EBITDA-11.06
EV / EBIT-10.68
Revenue, mln10,654
EV / Revenue4.28

Quote Details

Last 194.40
Change 9.7 (5.25%)
Open 184.15
Volume 19,186
Turnover 3,729,758
Average Volume 11,121

Financial Ratios

Pre-Tax Profit Margin-40
Current Ratio1.37
Price / Book0.92
Price / Tangible Book0.93
Price / Cash Flow1.07
Price / Free Cash Flow0.96
Debt / Equity1.86
Price / Sales1.69

Financial Strength

Altman Z-Score0.19
Beneish M-Score-2.27
Price to Intrinsic Value0.76
1-Year Target Price263.75
Shiller PE Ratio20.90

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -0.99% 55 / 100   
1 Month -13.79% 23 / 100   
2 Months -36.59% 4 / 100   
6 Months -13.29% 41 / 100   
1 Year -19.7% 47 / 100   



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