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GIC Housing Finance Ltd

BSE • Financial Services • Mortgage Finance • Quote as of 10/27/2026 15:55
GIC Housing Finance Ltd stock price and volume chart

Company Profile

IndustryMortgage Finance
SectorFinancial Services
ExchangeBSE
Market Capitalization6,707.15 mln
Float44.24 mln
Earnings Date11/12/2026

EPS

29.24
Exceptional

P / E

4.20
Deeply undervalued

Piotroski F-Score

6 / 9
Solid

Beneish M-Score

-2.44
Borderline

Relative Strength

32 / 100
Underperforming

Debt / Equity

4.33
Highly leveraged

Business Description

Founded in 1989 and headquartered in Mumbai, GIC Housing Finance Limited is an Indian company that helps individuals, groups, and organizations secure funding to buy or build homes, as well as repair or expand existing ones. The company also offers loans against residential property and financing for commercial needs. Customers looking to move their existing loans from another lender can take advantage of the company's balance transfer option as well.

Key Fundamentals

EPS29.24
P/E4.20
ROE7.78
RPS66.97
ROIC1.34
ROA1.42
EBITDA, mln2,095
EV / EBITDA46.74
EV / EBIT49.65
Revenue, mln10,836
EV / Revenue9.04

Quote Details

Last 122.80
Change -0.3 (-0.24%)
Open 123.95
Volume 10,236
Turnover 1,256,981
Average Volume 3,220.48

Financial Ratios

Pre-Tax Profit Margin18
Current Ratio0.01
Price / Book0.34
Price / Tangible Book0.35
Price / Free Cash Flow1.98
Debt / Equity4.33
Price / Sales0.66

Financial Strength

Altman Z-Score-0.16
Piotroski F-Score 6 / 9
Beneish M-Score-2.44
Price to Intrinsic Value0.19
Price to Graham Number0.23
Shiller PE Ratio3.75

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -6.22% 31 / 100   
1 Month -11.65% 31 / 100   
2 Months -18.22% 24 / 100   
6 Months -16.56% 33 / 100   
1 Year -26.5% 37 / 100   



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