BSE •
Financial Services •
Banks - Regional •
Quote as of 07/31/2026
Company Profile
IndustryBanks - Regional
SectorFinancial Services
ExchangeBSE
Market Capitalization21,853 mln
Float153 mln
Earnings Date07/31/2026
Piotroski F-Score
3
/ 9
Below average
Beneish M-Score
-2.65
Likely reliable
Relative Strength
97
/ 100
Top performer
Debt / Equity
1.26
Elevated leverage
ROE
-9.09
Negative
Dividend Yield
0.00%
No dividend
Business Description
ESAF Small Finance Bank is an India-based financial institution founded in 1992 and headquartered in Thrissur, serving retail, rural, and corporate customers across the country. The bank offers a broad range of products covering everyday banking needs such as deposit accounts, debit and credit cards, and digital payment services, alongside an extensive lending portfolio that includes personal, agricultural, vehicle, housing, and microfinance loans. It also provides foreign exchange services, investment products, insurance distribution, and treasury operations. The bank operates as a subsidiary of ESAF Financial Holdings Private Limited.