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ESAF Small Finance Bank

BSE • Financial Services • Banks - Regional • Quote as of 10/28/2026 09:09
ESAF Small Finance Bank stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeBSE
Market Capitalization20,000 mln
Float125 mln
Earnings Date10/29/2026

Piotroski F-Score

4 / 9
Borderline

Relative Strength

22 / 100
Significantly lagging

Debt / Equity

1.13
Elevated leverage

Pre-Tax Margin

-0%
Break-even

ROE

-0.28
Negative

ROA

-0.02
Negative

Business Description

ESAF Small Finance Bank is an India-based financial institution founded in 1992 and headquartered in Thrissur, serving retail, rural, and corporate customers across the country. The bank offers a broad range of products covering everyday banking needs such as deposit accounts, debit and credit cards, and digital payment services, alongside an extensive lending portfolio that includes personal, agricultural, vehicle, housing, and microfinance loans. It also provides foreign exchange services, investment products, insurance distribution, and treasury operations. The bank operates as a subsidiary of ESAF Financial Holdings Private Limited.

Key Fundamentals

EPS-0.11
ROE-0.28
RPS35.30
ROIC-0.02
ROA-0.02
Interest Cover-0.01
EBITDA, mln-122
EV / EBITDA-242
EV / EBIT-242
Revenue, mln27,624
EV / Revenue1.07

Quote Details

Last 39.79
Change 0.54 (1.38%)
Open 39.79
Volume 15
Turnover 596.85
Average Volume 55,775

Financial Ratios

Pre-Tax Profit Margin-0
Leverage Ratio16.83
Price / Book1.22
Price / Tangible Book1.23
Price / Free Cash Flow10.95
Debt / Equity1.13
Price / Sales0.83

Financial Strength

Piotroski F-Score 4 / 9
Price to Intrinsic Value0.27
Shiller PE Ratio24.22

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -4.12% 15 / 100   
1 Month -6.97% 68 / 100   
2 Months 9.86% 82 / 100   
6 Months 63.74% 95 / 100   
1 Year 41.45% 89 / 100   



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