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Arman Financial Services Ltd

BSE • Financial Services • Credit Services • Quote as of 10/27/2026 15:50
Arman Financial Services Ltd stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeBSE
Market Capitalization14,963 mln
Float6.41 mln
Earnings Date11/04/2026

EPS

110
Exceptional

P / E

12.59
Fair value

Piotroski F-Score

5 / 9
Neutral

Beneish M-Score

-2.08
Caution advised

Relative Strength

6 / 100
Severely lagging

Debt / Equity

1.91
High leverage

Business Description

Founded in 1992 and based in Ahmedabad, India, Arman Financial Services Limited is a registered non-banking financial company serving individuals and small businesses across the country. The company provides a range of lending products, including loans for two-wheelers, small and medium enterprises, microfinance, and property-backed borrowing. Previously known as Arman Lease and Finance Limited, it adopted its current name in 2008.

Key Fundamentals

EPS110
P/E12.59
ROE13.03
RPS360
ROIC9.98
ROA4.86
EBITDA, mln1,474
EV / EBITDA21.63
EV / EBIT21.89
Revenue, mln6,967
EV / Revenue4.58

Quote Details

Last 1,386.00
Change -1.95 (-0.14%)
Open 1,370.00
Volume 1,168
Turnover 1,618,848
Average Volume 2,315.71

Financial Ratios

Pre-Tax Profit Margin21
Current Ratio2.08
Price / Book1.96
Price / Tangible Book1.96
Price / Cash Flow18.32
Price / Free Cash Flow18.48
Debt / Equity1.91
Price / Sales2.64
PEG Ratio0.61

Financial Strength

Altman Z-Score1.59
Piotroski F-Score 5 / 9
Beneish M-Score-2.08
Price to Intrinsic Value2.43
Price to Lynch Fair Value0.93
Price to Graham Number1.00
Shiller PE Ratio25.69

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -9.35% 15 / 100   
1 Month -26.99% 3 / 100   
2 Months -29.64% 8 / 100   
6 Months -6.67% 51 / 100   
1 Year -14.97% 54 / 100   



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