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Happen Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/23/2026
Happen Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization1,603.59 mln
Float112 mln
Earnings Date10/28/2026

EPS

1.66
Decent

P / E

8.49
Undervalued

Piotroski F-Score

6 / 9
Solid

Beneish M-Score

-1.19
Manipulation likely

1-Year Forecast

24.50
Transformational upside

Relative Strength

30 / 100
Underperforming

Business Description

Happen Inc. is a San Francisco-based bank holding company, formerly known as LendingClub Corporation, that serves everyday consumers and small businesses across the United States. The company provides a broad range of deposit accounts and loan products, from personal and auto loans to debt consolidation and home improvement financing. It also supports small businesses through dedicated lending options, including SBA loans, and runs an online marketplace where borrowers can access additional financing solutions.

Key Fundamentals

EPS1.66
P/E8.49
ROE13.11
RPS12.09
ROIC1.82
ROA1.69
Interest Cover1,715
EBITDA, mln318
EV / EBITDA2.74
EV / EBIT3.48
Revenue, mln1,682
EV / Revenue0.52

Quote Details

Last 14.09
Change -0.42 (-2.89%)
Open 14.22
Volume 3,997,562
Turnover 56,325,648
Average Volume 2,149,908

Financial Ratios

Pre-Tax Profit Margin15
Leverage Ratio8.01
Current Ratio9.70
Price / Book1.09
Price / Tangible Book1.15
Debt / Equity0.03
Price / Sales1.04
PEG Ratio0.20

Financial Strength

Altman Z-Score0.37
Piotroski F-Score 6 / 9
Beneish M-Score-1.19
Price to Graham Number0.67
1-Year Target Price24.50
Short Ratio4.37
Short % of Float6.49

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -2.76% 23 / 100   
1 Month -8.21% 33 / 100   
2 Months -26.19% 18 / 100   



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