Fold Holdings Inc

NASDAQ • Financial Services • Capital Markets • Quote as of 10/23/2026

Company Profile

IndustryCapital Markets

SectorFinancial Services

ExchangeNASDAQ

Market Capitalization28.22 mln

Float13.03 mln

Earnings Date11/16/2026

Piotroski F-Score

4 / 9

Borderline

Beneish M-Score

-3.98

Highly reliable

1-Year Forecast

2.10

Transformational upside

Relative Strength

20 / 100

Significantly lagging

Debt / Equity

0.40

Low leverage

Pre-Tax Margin

-259%

Severely loss-making

Business Description

Fold Holdings Inc. is a US-based financial services company that helps everyday consumers earn and save bitcoin through a range of practical money tools. Customers can open an FDIC-insured checking account, use a Visa prepaid debit card, pay bills, and earn bitcoin rewards at a wide variety of merchants. Everything is managed through the Fold mobile app, and the company also holds bitcoin on its own balance sheet. Founded in 2019 and based in Phoenix, Arizona, Fold connects people to bitcoin through the financial products they already use.

Key Fundamentals

EPS-1.52

ROE-116

RPS0.57

ROIC-2.27

ROA-55.49

Interest Cover-24.79

EBITDA, mln-42.47

EV / EBITDA-0.19

EV / EBIT-0.19

Revenue, mln28.21

EV / Revenue0.29

Quote Details

Last 0.5143

Change 0.0043 (0.84%)

Open 0.5121

Volume 31,002

Turnover 15,944

Average Volume 91,150

Financial Ratios

Pre-Tax Profit Margin-259

Leverage Ratio1.68

Current Ratio1.84

Price / Book0.96

Price / Tangible Book1.03

Debt / Equity0.40

Price / Sales0.93

Financial Strength

Altman Z-Score-6.53

Piotroski F-Score 4 / 9

Beneish M-Score-3.98

1-Year Target Price2.10

Short Ratio1.47

Short % of Float1.76

Price Performance & Relative Strength

Period	Price Performance	Relative Strength
1 Week	0.82%	70 / 100
1 Month	-5.16%	40 / 100
2 Months	27.08%	94 / 100
6 Months	-66.16%	7 / 100
1 Year	-86.32%	7 / 100