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Financial Institutions Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/23/2026
Financial Institutions Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization799.68 mln
Float19.20 mln
Earnings Date10/29/2026

EPS

4.03
Solid

P / E

10.07
Fair value

Piotroski F-Score

8 / 9
Very strong

Relative Strength

90 / 100
Top performer

Debt / Equity

0.46
Low leverage

Pre-Tax Margin

40%
Very strong margin

Business Description

Financial Institutions Inc. is a New York-based banking group that has been serving individuals, businesses, and local governments since 1817. The company offers a broad range of deposit accounts, personal and commercial loans, and mortgage products. It also provides wealth management, investment advisory, and retirement planning services, and holds real estate assets through a dedicated investment trust. Headquartered in Warsaw, New York, the company operates through several subsidiaries across the state.

Key Fundamentals

EPS4.03
P/E10.07
ROE13.21
RPS12.24
ROIC1.45
ROA1.32
Interest Cover0.40
EBITDA, mln115
EV / EBITDA8.97
EV / EBIT9.43
Revenue, mln251
EV / Revenue4.09

Quote Details

Last 40.58
Change -0.11 (-0.27%)
Open 40.34
Volume 88,225
Turnover 3,580,171
Average Volume 102,433

Financial Ratios

Pre-Tax Profit Margin40
Leverage Ratio9.85
Current Ratio0.47
Price / Book1.23
Price / Tangible Book1.36
Price / Cash Flow13.12
Price / Free Cash Flow13.74
Debt / Equity0.46
Price / Sales3.10
PEG Ratio13.81

Financial Strength

Piotroski F-Score 8 / 9
Price to Intrinsic Value0.74
Price to Graham Number0.76
Shiller PE Ratio12.57
Short Ratio5.78
Short % of Float4.14

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 3.23% 83 / 100   
1 Month 1.4% 78 / 100   
2 Months 4.05% 80 / 100   
6 Months 22.34% 90 / 100   
1 Year 58.02% 93 / 100   



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