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First Carolina Financial Services Inc

NYSE • Financial Services • Banks - Regional • Quote as of 10/23/2026
First Carolina Financial Services Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNYSE
Market Capitalization400.48 mln
Float23.56 mln
Earnings Date10/27/2026

EPS

0.54
Moderate

P / E

23.96
Premium valuation

Piotroski F-Score

6 / 9
Solid

Relative Strength

68 / 100
Outperforming

Debt / Equity

0.28
Very low leverage

Pre-Tax Margin

21%
Healthy margin

Business Description

First Carolina Financial Services Inc. is a bank holding company based in Raleigh, North Carolina, that has been serving individuals and businesses across the United States since 2009 through its subsidiary, First Carolina Bank. The bank provides a broad range of financial products, including deposit accounts, loans, credit cards, and wealth management, alongside specialized offerings such as attorney trust accounts, higher education disbursements, and the BankMobile platform. Customers can also access treasury management, merchant services, trust and fiduciary services, and a full suite of online banking tools designed to support both personal and commercial financial needs.

Key Fundamentals

EPS0.54
P/E23.96
ROE2.81
RPS5.24
ROIC0.40
ROA0.32
Interest Cover0.33
EBITDA, mln20.51
EV / EBITDA15.27
EV / EBIT19.26
Revenue, mln65.43
EV / Revenue4.79

Quote Details

Last 12.94
Change 0.03 (0.23%)
Open 12.90
Volume 108,239
Turnover 1,400,613
Average Volume 149,252

Financial Ratios

Pre-Tax Profit Margin21
Leverage Ratio7.90
Current Ratio2.38
Price / Book0.91
Price / Tangible Book1.08
Price / Cash Flow16.76
Price / Free Cash Flow18.55
Debt / Equity0.28
Price / Sales5.26

Financial Strength

Piotroski F-Score 6 / 9
Price to Graham Number1.57
Short Ratio0.68
Short % of Float0.65

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 1.73% 78 / 100   
1 Month 1.81% 71 / 100   
2 Months 1.09% 63 / 100   



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