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Enova International Inc

NYSE • Financial Services • Credit Services • Quote as of 10/23/2026 16:00
Enova International Inc stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeNYSE
Market Capitalization4,248.41 mln
Float23.61 mln
Earnings Date02/04/2027

EPS

13.23
Robust

P / E

12.48
Fair value

Piotroski F-Score

6 / 9
Solid

1-Year Forecast

241.67
Exceptional upside

Relative Strength

16 / 100
Significantly lagging

Debt / Equity

3.37
Highly leveraged

Business Description

Enova International is a Chicago-based financial services company founded in 2003 that uses technology and data analysis to provide lending products to everyday consumers and small businesses across the United States, Brazil, and other markets. The company offers a range of borrowing options, including installment loans, lines of credit, and loan arrangement services, operating through well-known brands such as CashNetUSA, NetCredit, and OnDeck. It also facilitates money transfers, helping customers manage a broader set of financial needs in one place.

Key Fundamentals

EPS13.23
P/E12.48
ROE26.34
RPS68.04
ROIC10.59
ROA5.51
Interest Cover2.26
EBITDA, mln869
EV / EBITDA10.56
EV / EBIT11.06
Revenue, mln3,446
EV / Revenue2.66

Quote Details

Last 165.07
Change -11.71 (-6.62%)
Open 171.59
Volume 656,324
Turnover 108,339,408
Average Volume 337,171

Financial Ratios

Pre-Tax Profit Margin13
Leverage Ratio4.91
Current Ratio20.20
Price / Book2.84
Price / Tangible Book3.50
Price / Cash Flow2.07
Price / Free Cash Flow2.30
Debt / Equity3.37
Price / Sales1.30
PEG Ratio0.89

Financial Strength

Altman Z-Score2.81
Piotroski F-Score 6 / 9
Price to Intrinsic Value0.25
Price to Lynch Fair Value0.61
Price to Graham Number1.40
1-Year Target Price241.67
Shiller PE Ratio24.76
Short Ratio4.54
Short % of Float9.48

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -7.21% 6 / 100   
1 Month -3.97% 28 / 100   
2 Months -28.37% 6 / 100   
6 Months -0.95% 46 / 100   
1 Year 44.86% 92 / 100   



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