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Citizens Financial Services Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 09/03/2026 16:00
Citizens Financial Services Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization384.31 mln
Float4.54 mln
Earnings Date10/30/2026

EPS

8.51
Strong

P / E

9.82
Undervalued

Piotroski F-Score

6 / 9
Solid

Beneish M-Score

-2.5
Borderline

Relative Strength

72 / 100
Outperforming

Debt / Equity

1.12
Elevated leverage

Business Description

Founded in 1984 and based in Mansfield, Pennsylvania, Citizens Financial Services Inc. is a bank holding company serving individuals, businesses, and government and institutional clients. It offers a broad range of financial products, including deposit accounts, loans across residential, commercial, and agricultural sectors, and trust and investment management services. Customers can also access brokerage, financial planning, insurance, and annuity products, as well as support with oil and gas leasing matters.

Key Fundamentals

EPS8.51
P/E9.82
ROE12.25
RPS23.92
ROA1.34
Revenue, mln118
EV / Revenue6.27

Financial Strength

Piotroski F-Score 6 / 9
Beneish M-Score-2.5
Price to Intrinsic Value0.65
Price to Lynch Fair Value1.03
Price to Graham Number0.78
Shiller PE Ratio11.99
Short Ratio2.28
Short % of Float1.59

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 3.01% 77 / 100   
1 Month 1.9% 54 / 100   
2 Months 27.42% 87 / 100   
6 Months 40.02% 85 / 100   
1 Year 43.7% 71 / 100   



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