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Consumer Portfolio Services Inc

NASDAQ • Financial Services • Credit Services • Quote as of 10/23/2026
Consumer Portfolio Services Inc stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization209.85 mln
Float9.47 mln
Earnings Date11/05/2026

EPS

0.91
Decent

P / E

10.88
Fair value

Piotroski F-Score

5 / 9
Neutral

Beneish M-Score

-2.67
Likely reliable

Relative Strength

90 / 100
Top performer

Debt / Equity

12.62
Extremely leveraged

Business Description

Consumer Portfolio Services Inc. is a Las Vegas-based financial company founded in 1991 that helps car buyers with poor or limited credit histories secure vehicle financing. It works with both franchise and independent car dealerships across the United States, buying and managing auto loan contracts on their behalf. This makes it possible for customers who have been turned away by traditional banks and credit unions to still drive away with a new or used car. The company handles its loan portfolios through offices in California, Nevada, Virginia, Florida, and Illinois.

Key Fundamentals

EPS0.91
P/E10.88
ROE6.95
RPS9.67
ROIC4.89
ROA0.54
Interest Cover1.13
EBITDA, mln275
EV / EBITDA14.79
EV / EBIT14.84
Revenue, mln452
EV / Revenue9.00

Quote Details

Last 9.90
Change 0.65 (7.03%)
Open 9.14
Volume 75,336
Turnover 745,826
Average Volume 28,035

Financial Ratios

Pre-Tax Profit Margin7
Leverage Ratio13.85
Current Ratio2.37
Price / Book0.62
Price / Tangible Book0.62
Price / Cash Flow0.59
Price / Free Cash Flow0.60
Debt / Equity12.62
Price / Sales0.46
PEG Ratio0.62

Financial Strength

Altman Z-Score0.46
Piotroski F-Score 5 / 9
Beneish M-Score-2.67
Price to Intrinsic Value0.06
Price to Lynch Fair Value0.61
Price to Graham Number0.53
Shiller PE Ratio7.05
Short Ratio5.37
Short % of Float1.83

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 8.2% 93 / 100   
1 Month 5.66% 89 / 100   
2 Months 10.37% 87 / 100   
6 Months 16.88% 87 / 100   
1 Year 23.6% 82 / 100   



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