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Citizens Inc Cl A

NYSE • Financial Services • Insurance - Life • Quote as of 10/23/2026
Citizens Inc Cl A stock price and volume chart

Company Profile

IndustryInsurance - Life
SectorFinancial Services
ExchangeNYSE
Market Capitalization183.83 mln
Float44.68 mln
Earnings Date11/05/2026

EPS

0.22
Marginal

P / E

16.36
Moderately valued

Piotroski F-Score

8 / 9
Very strong

Relative Strength

80 / 100
Strongly outperforming

Debt / Equity

0.03
Debt-free

Pre-Tax Margin

6%
Low margin

Business Description

Founded in 1969 and based in Austin, Texas, Citizens Inc. sells life insurance and related financial products to individuals and small businesses across the United States, Latin America, and Asia. One part of the business focuses on U.S. dollar-denominated policies sold to non-U.S. residents through independent agents and marketing partners, while another serves lower- and middle-income families in Louisiana, Mississippi, and Arkansas through funeral homes and local agents. The company also offers critical illness and accident coverage alongside its core life insurance products.

Key Fundamentals

EPS0.22
P/E16.36
ROE4.98
RPS5.07
ROIC0.68
ROA0.67
EBITDA, mln15.54
EV / EBITDA11.49
EV / EBIT12.59
Revenue, mln255
EV / Revenue0.70

Quote Details

Last 3.60
Change -0.03 (-0.83%)
Open 3.57
Volume 144,494
Turnover 520,178
Average Volume 108,576

Financial Ratios

Pre-Tax Profit Margin6
Leverage Ratio7.45
Current Ratio0.64
Price / Book0.76
Price / Tangible Book0.76
Price / Cash Flow11.68
Price / Free Cash Flow12.20
Debt / Equity0.03
Price / Sales0.73
PEG Ratio1.21

Financial Strength

Piotroski F-Score 8 / 9
Price to Intrinsic Value0.36
Price to Graham Number0.73
Shiller PE Ratio32.18
Short Ratio34.47
Short % of Float8.93

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 4.65% 91 / 100   
1 Month -0.28% 50 / 100   
2 Months -32.08% 5 / 100   
6 Months -36.95% 6 / 100   
1 Year -34.78% 8 / 100   



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