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Community Financial System Inc

NYSE • Financial Services • Banks - Regional • Quote as of 10/23/2026
Community Financial System Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNYSE
Market Capitalization3,281.65 mln
Float52.13 mln
Earnings Date10/27/2026

EPS

4.43
Solid

P / E

14.09
Fair value

Piotroski F-Score

9 / 9
Exceptional

Relative Strength

89 / 100
Strongly outperforming

Debt / Equity

0.37
Low leverage

Pre-Tax Margin

35%
Very strong margin

Business Description

Community Financial System Inc. is a New York-based bank holding company, founded in 1866, that serves individuals, businesses, and government clients through its subsidiary Community Bank N.A. Beyond standard banking products like loans and deposits, the company offers a broad range of financial services spanning employee benefits administration, insurance, and wealth management. Clients can access retirement planning, trust services, investment products, and health savings account management, among other solutions. This range of offerings allows the company to serve as a comprehensive financial partner for a diverse customer base across its operating regions.

Key Fundamentals

EPS4.43
P/E14.09
ROE11.49
RPS15.92
ROIC1.45
ROA1.32
Interest Cover1.60
EBITDA, mln360
EV / EBITDA10.12
EV / EBIT11.22
Revenue, mln860
EV / Revenue4.23

Quote Details

Last 62.42
Change 0.05 (0.08%)
Open 61.91
Volume 190,463
Turnover 11,888,700
Average Volume 248,259

Financial Ratios

Pre-Tax Profit Margin35
Leverage Ratio8.57
Current Ratio14.48
Price / Book1.50
Price / Tangible Book2.81
Price / Cash Flow10.70
Price / Free Cash Flow12.69
Debt / Equity0.37
Price / Sales3.68
PEG Ratio2.62

Financial Strength

Piotroski F-Score 9 / 9
Price to Intrinsic Value0.83
Price to Graham Number1.30
Shiller PE Ratio15.12
Short Ratio6.92
Short % of Float5.39

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 3.62% 88 / 100   
1 Month 2.77% 76 / 100   
2 Months -7.39% 26 / 100   
6 Months 1.66% 56 / 100   
1 Year 14.26% 67 / 100   



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