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Credit Acceptance Corp

NASDAQ • Financial Services • Credit Services • Quote as of 08/14/2026
Credit Acceptance Corp stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization5,939.87 mln
Float5.67 mln
Earnings Date11/02/2026

EPS

45.30
Exceptional

P / E

12.96
Fair value

Piotroski F-Score

7 / 9
Strong

Beneish M-Score

-2.75
Likely reliable

1-Year Forecast

637
Modest upside

Relative Strength

56 / 100
Slightly ahead

Business Description

Credit Acceptance Corporation helps car dealerships across the United States by providing them with financing solutions that make it easier to sell vehicles to a wide range of customers. The company either advances funds to dealers against consumer loan contracts or purchases those loans outright, then collects repayments directly from borrowers. It also provides vehicle service contract coverage to protect consumers who finance their cars through participating dealerships. Founded in 1972 and based in Southfield, Michigan, the company works with both independent and franchise auto dealers nationwide.

Key Fundamentals

EPS45.30
P/E12.96
ROE32.34
RPS209
ROIC6.66
ROA5.79
EBITDA, mln734
EV / EBITDA16.92
EV / EBIT17.50
Revenue, mln2,307
EV / Revenue5.38

Financial Strength

Altman Z-Score2.34
Piotroski F-Score 7 / 9
Beneish M-Score-2.75
Price to Graham Number1.46
1-Year Target Price637
Shiller PE Ratio14.88
Short Ratio7.49
Short % of Float30.40

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 0.29% 51 / 100   
1 Month -7.89% 15 / 100   
2 Months 12.32% 81 / 100   
6 Months 21.05% 80 / 100   
1 Year 20.32% 67 / 100   



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