NYSE •
Financial Services •
Credit Services •
Quote as of 07/27/2026 16:00
Company Profile
IndustryCredit Services
SectorFinancial Services
ExchangeNYSE
Market Capitalization4,214.86 mln
Float39.76 mln
Earnings Date10/22/2026
EPS
12.25
Robust
P / E
8.66
Undervalued
Piotroski F-Score
9
/ 9
Exceptional
Beneish M-Score
-2.73
Likely reliable
1-Year Forecast
112
Modest upside
Relative Strength
95
/ 100
Top performer
Business Description
Bread Financial Holdings, founded in 1995 and based in Columbus, Ohio, helps shoppers and merchants across North America manage payments and access credit through a range of modern financial products. The company runs private label and co-branded credit card programs, installment loans, and flexible pay-over-time options, while also giving merchants tools to offer financing directly within the shopping experience. Customers can also open savings accounts, certificates of deposit, and retirement accounts through its Bread Savings platform. Formerly known as Alliance Data Systems, the company rebranded as Bread Financial Holdings in March 2022.
