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Pepper Money Ltd

Financial Services • Credit Services • Quote as of 10/29/2026 16:10
Pepper Money Ltd stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
Market Capitalization761.49 mln
Float171 mln
Earnings Date02/25/2027

EPS

0.23
Marginal

P / E

7.54
Undervalued

Piotroski F-Score

3 / 9
Below average

Beneish M-Score

-1.49
Manipulation likely

Relative Strength

68 / 100
Outperforming

Debt / Equity

21.31
Extremely leveraged

Business Description

Pepper Money Limited is an Australian-based financial services company that provides home loans, commercial real estate lending, and asset financing to customers across Australia and New Zealand. The company also manages loan servicing on behalf of third parties, covering mortgages, personal loans, and asset finance. Founded in 2000 and headquartered in North Sydney, it operates as part of the wider Pepper Group.

Key Fundamentals

EPS0.23
P/E7.54
ROE12.79
RPS0.94
ROIC4.57
ROA0.58
Interest Cover1.16
EBITDA, mln1,138
EV / EBITDA16.49
EV / EBIT16.71
Revenue, mln1,488
EV / Revenue12.61

Quote Details

Last 1.73
Change 0.02 (1.17%)
Open 1.73
Volume 61,782
Turnover 106,883
Average Volume 177,248

Financial Ratios

Pre-Tax Profit Margin10
Leverage Ratio22.47
Current Ratio31.97
Price / Book0.90
Price / Tangible Book1.01
Debt / Equity21.31
Price / Sales0.55
PEG Ratio0.42

Financial Strength

Altman Z-Score0.39
Piotroski F-Score 3 / 9
Beneish M-Score-1.49
Price to Lynch Fair Value0.43
Price to Graham Number0.58

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 4.22% 84 / 100   
1 Month -2.81% 52 / 100   
2 Months 9.51% 83 / 100   
6 Months 7.54% 78 / 100   
1 Year -16.59% 40 / 100   



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