EML Payments Ltd

Technology • Software - Infrastructure • Quote as of 10/29/2026 16:10

Company Profile

IndustrySoftware - Infrastructure

SectorTechnology

Market Capitalization88.03 mln

Float361 mln

Earnings Date03/02/2027

Piotroski F-Score

2 / 9

Weak

Beneish M-Score

-2.82

Likely reliable

Relative Strength

74 / 100

Outperforming

Debt / Equity

0.69

Moderate leverage

Pre-Tax Margin

-8%

Marginally loss-making

ROE

-13.91

Negative

Business Description

Founded in 2003 and headquartered in Melbourne, Australia, EML Payments operates a payments platform serving customers across Australia, Europe, and North America. The company offers a range of prepaid card products, including both reloadable and single-use options, alongside credit payments, open banking, and digital account solutions. EML Payments was previously known as Emerchants Limited.

Key Fundamentals

EPS-0.05

ROE-13.91

RPS0.54

ROIC-0.14

ROA-0.73

Interest Cover-0.58

EBITDA, mln3.03

EV / EBITDA44.22

EV / EBIT-13.22

Revenue, mln213

EV / Revenue0.63

Quote Details

Last 0.215

Change -0.01 (-4.44%)

Open 0.22

Volume 437,901

Turnover 94,149

Average Volume 815,212

Financial Ratios

Pre-Tax Profit Margin-8

Leverage Ratio19.12

Current Ratio0.80

Price / Book0.67

Price / Tangible Book3.75

Debt / Equity0.69

Price / Sales0.41

Financial Strength

Altman Z-Score-0.37

Piotroski F-Score 2 / 9

Beneish M-Score-2.82

Price to Intrinsic Value0.05

Price Performance & Relative Strength

Period	Price Performance	Relative Strength
1 Week	2.38%	77 / 100
1 Month	-6.52%	42 / 100
2 Months	-31.75%	11 / 100
6 Months	-48.81%	12 / 100
1 Year	-77.72%	3 / 100