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Atlanticus Holdings Corp

NASDAQ • Financial Services • Credit Services • Quote as of 10/23/2026
Atlanticus Holdings Corp stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization1,333.98 mln
Float9.54 mln
Earnings Date11/05/2026

EPS

7.70
Strong

P / E

11.19
Fair value

Piotroski F-Score

6 / 9
Solid

Beneish M-Score

-2.32
Borderline

Relative Strength

28 / 100
Underperforming

Debt / Equity

8.49
Extremely leveraged

Business Description

Atlanticus Holdings Corporation is an Atlanta-based financial technology firm that has been serving American lenders since 1996. Through its Credit as a Service division, it helps bank partners offer branded credit cards and private label financing to consumers across healthcare, retail, and home improvement sectors, reaching customers through stores, direct mail, and digital channels. Its Auto Finance division works with a select network of independent used car dealers, providing vehicle-secured loans along with floor plan and installment financing options.

Key Fundamentals

EPS7.70
P/E11.19
ROE23.25
RPS48.42
ROIC7.57
ROA2.31
Interest Cover1.46
EBITDA, mln662
EV / EBITDA11.22
EV / EBIT11.41
Revenue, mln2,653
EV / Revenue2.80

Quote Details

Last 86.19
Change -5.34 (-5.83%)
Open 90.25
Volume 88,532
Turnover 7,630,574
Average Volume 108,881

Financial Ratios

Pre-Tax Profit Margin8
Leverage Ratio10.10
Current Ratio1.28
Price / Book1.90
Price / Tangible Book1.97
Price / Cash Flow1.43
Price / Free Cash Flow1.77
Debt / Equity8.49
Price / Sales0.62
PEG Ratio0.63

Financial Strength

Altman Z-Score0.89
Piotroski F-Score 6 / 9
Beneish M-Score-2.32
Price to Intrinsic Value0.23
Price to Lynch Fair Value0.62
Price to Graham Number1.00
Shiller PE Ratio22.27
Short Ratio4.22
Short % of Float28.21

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -6.34% 14 / 100   
1 Month -5.69% 38 / 100   
2 Months -11.97% 29 / 100   
6 Months 9.2% 81 / 100   
1 Year 47.66% 91 / 100   



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