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United Bancorp of Alabama Inc

OTC • Financial Services • Banks - Regional • Quote as of 10/30/2026
United Bancorp of Alabama Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeOTC
Market Capitalization185.15 mln
Float3.03 mln
Earnings Date01/21/2027

EPS

6.15
Strong

P / E

10.08
Fair value

Piotroski F-Score

5 / 9
Neutral

Relative Strength

74 / 100
Outperforming

Debt / Equity

0.11
Very low leverage

Pre-Tax Margin

36%
Very strong margin

Business Description

Founded in 1904 and based in Atmore, Alabama, United Bancorporation of Alabama is the parent company of United Bank, a full-service financial institution serving individuals, families, and businesses across the United States. The bank offers a wide range of deposit and lending products, from checking and savings accounts to mortgage, agricultural, and business loans, along with credit cards and small business programs. Customers also have access to modern banking tools such as mobile and online banking, remote deposit, and cash management services, as well as investment and brokerage options to help them plan for the future.

Key Fundamentals

EPS6.15
P/E10.08
ROE7.92
RPS23.45
ROIC1.58
ROA1.50
Interest Cover1.62
EBITDA, mln27.54
EV / EBITDA10.59
EV / EBIT10.59
Revenue, mln75.49
EV / Revenue3.87

Quote Details

Last 62.0000
Change 0 (0%)
Open 62.0000
Volume 19,756
Turnover 1,224,872
Average Volume 3,014.57

Financial Ratios

Pre-Tax Profit Margin36
Leverage Ratio5.37
Current Ratio0.36
Price / Book1.21
Price / Tangible Book1.27
Price / Free Cash Flow6.77
Debt / Equity0.11
Price / Sales2.52
PEG Ratio0.71

Financial Strength

Piotroski F-Score 5 / 9
Price to Intrinsic Value0.34
Price to Lynch Fair Value0.59
Price to Graham Number0.74
Shiller PE Ratio11.06

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 2.82% 77 / 100   
1 Month -2.52% 54 / 100   
2 Months 12.42% 82 / 100   
6 Months 26.6% 86 / 100   
1 Year 15.28% 65 / 100   



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