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OppFi Inc

NYSE • Financial Services • Credit Services • Quote as of 10/02/2026
OppFi Inc stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeNYSE
Market Capitalization508.69 mln
Float55.24 mln
Earnings Date11/05/2026

EPS

3.01
Solid

P / E

1.98
Deeply undervalued

Piotroski F-Score

7 / 9
Strong

Beneish M-Score

-3.82
Highly reliable

1-Year Forecast

13.31
Transformational upside

Relative Strength

7 / 100
Severely lagging

Business Description

OppFi is a Chicago-based financial technology company founded in 2012 that helps everyday Americans access credit when traditional banks turn them away. Working alongside banking partners across the United States, the company delivers personal installment loans through its online lending platform, OppLoans. Its mission centers on giving underserved borrowers a fair path to affordable financing.

Key Fundamentals

EPS3.01
P/E1.98
ROE83.22
RPS8.71
ROIC34.79
ROA13.98
Interest Cover6.65
EBITDA, mln245
EV / EBITDA2.95
EV / EBIT3.00
Revenue, mln611
EV / Revenue1.18

Quote Details

Last 5.97
Change 0.02 (0.34%)
Open 6.00
Volume 642,675
Turnover 3,836,770
Average Volume 921,510

Financial Ratios

Pre-Tax Profit Margin34
Leverage Ratio1.86
Current Ratio10.00
Price / Book1.24
Price / Tangible Book1.24
Price / Cash Flow0.98
Price / Free Cash Flow1.36
Debt / Equity0.71
Price / Sales0.87

Financial Strength

Altman Z-Score3.54
Piotroski F-Score 7 / 9
Beneish M-Score-3.82
Price to Graham Number0.44
1-Year Target Price13.31
Short Ratio4.38
Short % of Float4.11

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -4.94% 10 / 100   
1 Month -17.54% 5 / 100   
2 Months -35.67% 3 / 100   
6 Months -20.61% 9 / 100   
1 Year -46.7% 5 / 100   



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