Business Description
CTOS Digital Berhad is a Malaysia-based holding company founded in 1990 that operates credit reporting and digital services across Malaysia, Thailand, Indonesia, and the Philippines. The company helps banks, insurers, telecoms, and businesses of all sizes make informed decisions by providing credit reports, fraud detection, customer verification, and data analytics tools. It also offers software development, debt collection support, and market research services to both business and individual clients.
