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M & F Bancorp Inc

OTC • Financial Services • Banks - Regional • Quote as of 10/30/2026
M & F Bancorp Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeOTC
Market Capitalization94.04 mln
Float1.93 mln
Earnings Date07/31/2025

EPS

1.06
Stretched

P / E

48.44
High premium

Piotroski F-Score

5 / 9
Neutral

Relative Strength

82 / 100
Strongly outperforming

Debt / Equity

0.01
Debt-free

Pre-Tax Margin

22%
Healthy margin

Business Description

Founded in 1907 and based in Durham, North Carolina, M&F Bancorp is the parent company of Mechanics and Farmers Bank, serving individuals and businesses across the state. The bank offers a wide range of everyday banking options, including checking and savings accounts, loans, credit cards, and digital banking tools. Customers can also access wealth management services covering retirement planning, college savings, insurance, and investment accounts.

Key Fundamentals

EPS1.06
P/E48.44
ROE3.02
RPS11.64
ROIC0.78
ROA0.78
Interest Cover1.05
EBITDA, mln5.10
EV / EBITDA37.51
EV / EBIT37.51
Revenue, mln23.40
EV / Revenue8.18

Quote Details

Last 51.3500
Change -0.5 (-0.96%)
Open 51.7200
Volume 11,985
Turnover 615,430
Average Volume 8,540.95

Financial Ratios

Pre-Tax Profit Margin22
Leverage Ratio3.78
Price / Book2.63
Price / Tangible Book2.63
Price / Free Cash Flow35.18
Debt / Equity0.01
Price / Sales4.10
PEG Ratio5.07

Financial Strength

Piotroski F-Score 5 / 9
Price to Intrinsic Value0.61
Price to Lynch Fair Value3.56
Price to Graham Number2.34
Shiller PE Ratio52.13

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 4.8% 84 / 100   
1 Month 6.98% 81 / 100   
2 Months 78.83% 97 / 100   
6 Months 164% 98 / 100   
1 Year 183% 97 / 100   



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