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Lake Shore Bancorp Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/30/2026 16:00
Lake Shore Bancorp Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization146.38 mln
Float6.62 mln
Earnings Date10/21/2026

EPS

1.14
Moderate

P / E

16.39
Moderately valued

Piotroski F-Score

9 / 9
Exceptional

Relative Strength

78 / 100
Strongly outperforming

Debt / Equity

0.01
Debt-free

Pre-Tax Margin

34%
Strong margin

Business Description

Lake Shore Bancorp is the parent company of Lake Shore Bank, a full-service bank serving individuals and small to mid-sized businesses across New York State. The bank offers a wide range of deposit accounts, lending options, and everyday banking tools, including mortgages, business loans, consumer credit, and digital banking services. Founded in 1891 and based in Dunkirk, New York, it has built a long track record of serving its local community.

Key Fundamentals

EPS1.14
P/E16.39
ROE5.88
RPS4.09
ROIC1.16
ROA1.14
Interest Cover0.99
EBITDA, mln10.63
EV / EBITDA8.40
EV / EBIT8.76
Revenue, mln30.28
EV / Revenue2.95

Quote Details

Last 18.69
Change -0.35 (-1.84%)
Open 19.34
Volume 15,700
Turnover 293,433
Average Volume 20,723

Financial Ratios

Pre-Tax Profit Margin34
Current Ratio225
Price / Book1.04
Price / Tangible Book1.04
Price / Cash Flow13.22
Price / Free Cash Flow13.31
Debt / Equity0.01
Price / Sales4.63
PEG Ratio3.20

Financial Strength

Piotroski F-Score 9 / 9
Price to Intrinsic Value0.75
Price to Lynch Fair Value1.75
Price to Graham Number1.04
Shiller PE Ratio25.28
Short Ratio0.81
Short % of Float0.39

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 0.43% 65 / 100   
1 Month 3.03% 80 / 100   
2 Months 9.23% 87 / 100   
6 Months 18.22% 89 / 100   
1 Year 41.7% 90 / 100   



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