Business Description
Founded in 2016 and based in Shanghai, Qfin Holdings connects everyday borrowers and small businesses with banks and other lenders through its technology platform in China, operating under the Qifu Jietiao brand. The company uses artificial intelligence to evaluate creditworthiness, pair borrowers with suitable financial partners, and support the lending process from start to finish. It also offers lighter-touch technology services to financial institutions that prefer to manage more of the lending process themselves.