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Vala Inc

HKSE • Financial Services • Credit Services • Quote as of 10/30/2026
Vala Inc stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeHKSE
Market Capitalization497.15 mln
Float811 mln
Earnings Date03/31/2027

Piotroski F-Score

4 / 9
Borderline

Beneish M-Score

-2.31
Borderline

Relative Strength

51 / 100
In line with market

Debt / Equity

0.02
Debt-free

Pre-Tax Margin

-33%
Deeply loss-making

ROE

-22.08
Deeply negative

Business Description

Vala Inc., formerly known as 51 Credit Card Inc., is a China-based holding company founded in 2012 and headquartered in Hangzhou. The company runs an online platform that helps users manage their credit cards and access related financial services, while also providing technology solutions to banks and other financial institutions. Beyond finance, Vala Inc. operates businesses in employee rewards programs, children's entertainment, and automobile sales.

Key Fundamentals

EPS-0.11
ROE-22.08
RPS0.30
ROIC-17.08
ROA-16.94
EBITDA, mln-118
EV / EBITDA-2.58
EV / EBIT-1.90
Revenue, mln491
EV / Revenue0.62

Quote Details

Last 0.29
Change -0.005 (-1.69%)
Open 0.30
Volume 2,270,000
Turnover 658,300
Average Volume 2,172,624

Financial Ratios

Pre-Tax Profit Margin-33
Leverage Ratio1.31
Current Ratio1.99
Price / Book0.79
Price / Tangible Book0.79
Debt / Equity0.02
Price / Sales1.05

Financial Strength

Altman Z-Score-7.44
Piotroski F-Score 4 / 9
Beneish M-Score-2.31
Price to Intrinsic Value0.32

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 0% 63 / 100   
1 Month -18.31% 20 / 100   
2 Months -23.68% 23 / 100   
6 Months -57.97% 8 / 100   
1 Year -57.35% 15 / 100   



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