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VCREDIT Holdings Ltd

HKSE • Financial Services • Credit Services • Quote as of 10/30/2026
VCREDIT Holdings Ltd stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeHKSE
Market Capitalization557.53 mln
Float71.88 mln
Earnings Date03/24/2027

Piotroski F-Score

6 / 9
Solid

Beneish M-Score

-3.56
Highly reliable

Relative Strength

35 / 100
Underperforming

Debt / Equity

0.16
Very low leverage

Pre-Tax Margin

-29%
Deeply loss-making

ROE

-17.29
Negative

Business Description

Founded in 2006 and headquartered in Hong Kong, VCREDIT Holdings Limited uses technology to deliver lending and financial services to everyday consumers across China and Hong Kong. The company serves borrowers who may not qualify for traditional banking products, offering solutions such as credit card balance transfers, small loans, and consumption credit. Beyond direct lending, VCREDIT also supports other businesses through loan facilitation, asset management, and financial consulting services.

Key Fundamentals

EPS-1.74
ROE-17.29
RPS3.05
ROIC-7.46
ROA-7.51
Interest Cover-5.11
EBITDA, mln-748
EV / EBITDA1.62
EV / EBIT1.50
Revenue, mln3,445

Quote Details

Last 1.14
Change -0.01 (-0.87%)
Open 1.14
Volume 2,400
Turnover 2,736
Average Volume 37,133

Financial Ratios

Pre-Tax Profit Margin-29
Leverage Ratio1.38
Current Ratio4.22
Price / Book0.12
Price / Tangible Book0.12
Price / Cash Flow0.07
Price / Free Cash Flow0.08
Debt / Equity0.16
Price / Sales0.16

Financial Strength

Altman Z-Score0.08
Piotroski F-Score 6 / 9
Beneish M-Score-3.56
Price to Intrinsic Value0.04

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -4.2% 31 / 100   
1 Month -3.39% 63 / 100   
2 Months 20% 89 / 100   
6 Months -34.1% 28 / 100   
1 Year -66.37% 9 / 100   



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