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Encore Capital Group Inc

NASDAQ • Financial Services • Credit Services • Quote as of 07/06/2026 16:00
Encore Capital Group Inc stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization1,942.72 mln
Float20.94 mln
Earnings Date08/05/2026

EPS

12.84
Robust

P / E

6.97
Undervalued

Piotroski F-Score

7 / 9
Strong

Beneish M-Score

-2.1
Caution advised

1-Year Forecast

113
Strong upside

Relative Strength

83 / 100
Strongly outperforming

Business Description

Encore Capital Group helps people manage and repay overdue debts, operating across multiple countries. The company buys large bundles of unpaid consumer debt at reduced prices, then works directly with individuals to help them settle what they owe. Beyond this, Encore provides a range of credit and debt management services to lenders dealing with loans that are no longer being repaid. Founded in 1999 and based in San Diego, California, the company serves both consumers and financial institutions worldwide.

Key Fundamentals

EPS12.84
P/E6.97
ROE31.66
RPS80.42
ROIC9.16
ROA5.65
Interest Cover2.40
EBITDA, mln700
EV / EBITDA8.22
EV / EBIT8.56
Revenue, mln1,851
EV / Revenue3.11

Financial Strength

Altman Z-Score1.17
Piotroski F-Score 7 / 9
Beneish M-Score-2.1
Price to Intrinsic Value0.75
Price to Graham Number1.10
1-Year Target Price113
Shiller PE Ratio18.68
Short Ratio4.52
Short % of Float7.61

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -1.22% 22 / 100   
1 Month 14.74% 87 / 100   
2 Months 26.61% 82 / 100   
6 Months 64.69% 93 / 100   
1 Year 119% 93 / 100   



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