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ChoiceOne Financial Services Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 09/21/2026 16:00
ChoiceOne Financial Services Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization498.62 mln
Float14.28 mln
Earnings Date10/28/2026

EPS

3.78
Solid

P / E

8.72
Undervalued

Piotroski F-Score

8 / 9
Very strong

Beneish M-Score

-1.92
Caution advised

Relative Strength

43 / 100
Slightly lagging

Debt / Equity

0.71
Moderate leverage

Business Description

Founded in 1898 and based in Sparta, Michigan, ChoiceOne Financial Services is the parent company of ChoiceOne Bank, serving individuals and businesses across Michigan. The bank handles everyday banking needs alongside a broad range of lending options, from home and consumer loans to commercial and agricultural financing. Customers can also access wealth management, trust services, insurance, and investment products such as annuities and mutual funds.

Key Fundamentals

EPS3.78
P/E8.72
ROE11.90
RPS11.32
ROIC3.36
ROA1.25
Interest Cover0.51
EBITDA, mln45.94
EV / EBITDA16.40
Revenue, mln172
EV / Revenue4.39

Quote Details

Last 32.96
Change -0.38 (-1.14%)
Open 33.33
Volume 48,550
Turnover 1,600,208
Average Volume 70,377

Financial Ratios

Pre-Tax Profit Margin39
Leverage Ratio9.23
Current Ratio0.17
Price / Book1.03
Price / Tangible Book1.53
Price / Cash Flow8.47
Price / Free Cash Flow9.83
Debt / Equity0.71
Price / Sales2.92
PEG Ratio7.67

Financial Strength

Piotroski F-Score 8 / 9
Beneish M-Score-1.92
Price to Intrinsic Value0.69
Price to Graham Number0.79
Shiller PE Ratio11.97
Short Ratio6.09
Short % of Float3.17

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -2.66% 34 / 100   
1 Month 0% 57 / 100   
2 Months 2.97% 60 / 100   
6 Months 22.03% 73 / 100   
1 Year 12.76% 56 / 100   



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